Here is a collection of some random questions that have come in, either by email or search terms that brought people to this site. The run the gamut from banks to bullets and cover a lot of area in between. If you have questions you'd like to see answered, please send them to questions@productivity501.com. Why do banks fail? In the US, banks fail when the FDIC decides they are under-capitalized and force them to sell to another company. This happens when a company makes a bunch of loans that go bad. Much of the current financial crisis was brought on by banks investing in complex investments in mortgages that turned out to be much more risky than originally thought. Why create a … [Read more...] about Questions and Answers