Comments on: 14 Must-Have Online Banking Features

By: Mark Shead

Mark Shead — Fri, 22 Jan 2010 16:11:23 +0000

I think you are going to be hard pressed to find a reputable bank in the US that isn’t FDIC insured. Can you name one?

By: Savings Accounts

Savings Accounts — Thu, 21 Jan 2010 09:47:51 +0000

A great list and all signs of a online bank. The problem is you may get all of this and then have the bank not insured by the FDIC and risk losing everything. You should also look at the wider picture before opening an online bank.

By: TMNinja

TMNinja — Wed, 12 Aug 2009 10:35:23 +0000

Talk about ease of check deposit…

USAA just announced check deposit via iPhone. Just take picture and it gets deposited.

http://www.mysanantonio.com/business/52555732.html

By: Dean Soto

Dean Soto — Wed, 12 Aug 2009 02:05:51 +0000

Woohoo my bank has 12 out of the 14. Technically it is a credit union. But, out of all of those, the bill pay is the best. All my non-credit cardable payments are scheduled and I never have to worry about em.

By: doofus smarty

doofus smarty — Tue, 10 Feb 2009 23:06:40 +0000

Cust: What about earmarking money ?
Bank: Gosh, you can’t have that it’s too hard.
Cust: I’ve been doing it for years.
Bank: Ok, but if we let you ‘reserve’ money for checks you already wrote, we’ll lose out on fees.
Cust: What about transaction text messages ?
Bank: Too difficult.
Cust: Text message transfers ?
Bank: Too insecure.
Cust: What exactly do we pay you for ?

By: Mark Shead

Mark Shead — Tue, 12 Jun 2007 17:52:07 +0000

Originally I was going to go through an show screen shots from different bank interfaces, but after considering it, I decided that it probably isn’t wise to post information about my bank online.

So I apologize, but I’m going to decline to say where exactly I bank. I’d encourage you to take the items an use it as a checklist for choosing an online bank. Some items may not be important to you, but it should give you a good list to make sure you don’t miss anything important during your selection process.

By: blmjr

blmjr — Tue, 12 Jun 2007 17:43:39 +0000

So what bank did you finally choose? It sounds like you have multiple accounts with multiple banks. What combination works for you? I bank at a credit union and have a relationship going back years. What happens when I want a car loan?

By: terra

terra — Tue, 12 Jun 2007 01:28:42 +0000

I couldn’t live without my online banking. I remember when it first came out, I immediately tossed and stopped all paper balances and statements from coming to my home. I can’t imagine banking any other way. And since i’m rather young, online banking has been around for 90% of the time I’ve ever had a bank account.

By: Adam

Adam — Mon, 11 Jun 2007 21:44:15 +0000

Great info. So what Bank is this?

By: Andrew Flusche

Andrew Flusche — Mon, 11 Jun 2007 13:34:46 +0000

This is a great list, Mark. It comes at a perfect time, since I’m looking at changing banks. Awesome!

Thanks,
Andrew