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> <channel><title>Comments on: 10 Signs You Will Be Poor</title> <atom:link href="http://www.productivity501.com/10-signs-you-will-be-poor/472/feed/" rel="self" type="application/rss+xml" /><link>http://www.productivity501.com/10-signs-you-will-be-poor/472/</link> <description>Pieces of the productivity puzzle.</description> <lastBuildDate>Thu, 09 Feb 2012 01:55:26 +0000</lastBuildDate> <sy:updatePeriod>hourly</sy:updatePeriod> <sy:updateFrequency>1</sy:updateFrequency> <generator>http://wordpress.org/?v=3.3.1</generator> <item><title>By: Glenda</title><link>http://www.productivity501.com/10-signs-you-will-be-poor/472/comment-page-1/#comment-187316</link> <dc:creator>Glenda</dc:creator> <pubDate>Thu, 27 Jan 2011 14:14:31 +0000</pubDate> <guid
isPermaLink="false">http://www.productivity501.com/10-signs-you-will-be-poor/472/#comment-187316</guid> <description>You left out one.  My EX- husband spent (and contines to spend) $10 - 20 per week on lottary tickets because he is SURE one day he will win and he will be rich.   One reason the man is single now.</description> <content:encoded><![CDATA[<p>You left out one.  My EX- husband spent (and contines to spend) $10 &#8211; 20 per week on lottary tickets because he is SURE one day he will win and he will be rich.   One reason the man is single now.</p> ]]></content:encoded> </item> <item><title>By: Evan</title><link>http://www.productivity501.com/10-signs-you-will-be-poor/472/comment-page-1/#comment-111117</link> <dc:creator>Evan</dc:creator> <pubDate>Thu, 26 Mar 2009 03:07:16 +0000</pubDate> <guid
isPermaLink="false">http://www.productivity501.com/10-signs-you-will-be-poor/472/#comment-111117</guid> <description>This list makes people very optimistic.  If the middle and low classes weren&#039;t given such impossible odds to even get ahead this list wouldn&#039;t even exist.
To make enough money to make ends meet and make extra to invest is impossible without an expensive education. An expense these classes normally can&#039;t afford to begin with. Most people are indebted for half their lives just to go to get an education not to mention a house.
Biff&#039;s comment says it the best.   Its what you have to do to make it.  I feel for the people that barely make it. I use to be in the same boat running between two jobs donating blood and going to class.</description> <content:encoded><![CDATA[<p>This list makes people very optimistic.  If the middle and low classes weren&#8217;t given such impossible odds to even get ahead this list wouldn&#8217;t even exist.</p><p>To make enough money to make ends meet and make extra to invest is impossible without an expensive education. An expense these classes normally can&#8217;t afford to begin with. Most people are indebted for half their lives just to go to get an education not to mention a house.</p><p>Biff&#8217;s comment says it the best.   Its what you have to do to make it.  I feel for the people that barely make it. I use to be in the same boat running between two jobs donating blood and going to class.</p> ]]></content:encoded> </item> <item><title>By: William M. Davis</title><link>http://www.productivity501.com/10-signs-you-will-be-poor/472/comment-page-1/#comment-109149</link> <dc:creator>William M. Davis</dc:creator> <pubDate>Thu, 12 Mar 2009 12:00:59 +0000</pubDate> <guid
isPermaLink="false">http://www.productivity501.com/10-signs-you-will-be-poor/472/#comment-109149</guid> <description>This was quite interesting list and for that matter true to most of the extent. I just love &#039; Your wheels cost more than your car&#039;</description> <content:encoded><![CDATA[<p>This was quite interesting list and for that matter true to most of the extent. I just love &#8216; Your wheels cost more than your car&#8217;</p> ]]></content:encoded> </item> <item><title>By: Biff</title><link>http://www.productivity501.com/10-signs-you-will-be-poor/472/comment-page-1/#comment-102923</link> <dc:creator>Biff</dc:creator> <pubDate>Sun, 28 Dec 2008 15:11:39 +0000</pubDate> <guid
isPermaLink="false">http://www.productivity501.com/10-signs-you-will-be-poor/472/#comment-102923</guid> <description>Welcome to the 90&#039;s.
This is what what people must do to make it. It is not a choice of how to invest your excess but that you make it.</description> <content:encoded><![CDATA[<p>Welcome to the 90&#8242;s.</p><p>This is what what people must do to make it. It is not a choice of how to invest your excess but that you make it.</p> ]]></content:encoded> </item> <item><title>By: Ray The Money Man</title><link>http://www.productivity501.com/10-signs-you-will-be-poor/472/comment-page-1/#comment-96209</link> <dc:creator>Ray The Money Man</dc:creator> <pubDate>Fri, 17 Oct 2008 05:05:42 +0000</pubDate> <guid
isPermaLink="false">http://www.productivity501.com/10-signs-you-will-be-poor/472/#comment-96209</guid> <description>I saw one comment that said it sounded like 75% of the population. I say 90%! LOL</description> <content:encoded><![CDATA[<p>I saw one comment that said it sounded like 75% of the population. I say 90%! LOL</p> ]]></content:encoded> </item> <item><title>By: femmy</title><link>http://www.productivity501.com/10-signs-you-will-be-poor/472/comment-page-1/#comment-71573</link> <dc:creator>femmy</dc:creator> <pubDate>Fri, 11 Jul 2008 12:02:23 +0000</pubDate> <guid
isPermaLink="false">http://www.productivity501.com/10-signs-you-will-be-poor/472/#comment-71573</guid> <description>How about 10 Signs You Will Be Rich?
Well, I know the poster just expects us to insert the words &quot;don&#039;t&quot;, &quot;doesn&#039;t&quot; and &quot;not&quot; as appropriate in those signs but more direct statements could be better!</description> <content:encoded><![CDATA[<p>How about 10 Signs You Will Be Rich?</p><p>Well, I know the poster just expects us to insert the words &#8220;don&#8217;t&#8221;, &#8220;doesn&#8217;t&#8221; and &#8220;not&#8221; as appropriate in those signs but more direct statements could be better!</p> ]]></content:encoded> </item> <item><title>By: Anonymous</title><link>http://www.productivity501.com/10-signs-you-will-be-poor/472/comment-page-1/#comment-41976</link> <dc:creator>Anonymous</dc:creator> <pubDate>Mon, 19 May 2008 06:46:33 +0000</pubDate> <guid
isPermaLink="false">http://www.productivity501.com/10-signs-you-will-be-poor/472/#comment-41976</guid> <description>&lt;strong&gt;10 Signs You Will Be Poor : Productivity501...&lt;/strong&gt;
10. The only type of CDs you know about play music....</description> <content:encoded><![CDATA[<p><strong>10 Signs You Will Be <a
href="http://www.productivity501.com/10-signs-you-will-be-poor/472/" class="kblinker" title="More about poor &raquo;">Poor</a> : Productivity501&#8230;</strong></p><p>10. The only type of CDs you know about play music&#8230;.</p> ]]></content:encoded> </item> <item><title>By: GG</title><link>http://www.productivity501.com/10-signs-you-will-be-poor/472/comment-page-1/#comment-41525</link> <dc:creator>GG</dc:creator> <pubDate>Sun, 18 May 2008 00:44:04 +0000</pubDate> <guid
isPermaLink="false">http://www.productivity501.com/10-signs-you-will-be-poor/472/#comment-41525</guid> <description>Well-written, creative list. Good reminders, and I like the way you approached the topic.
I&#039;d say my bank account does go down every month, but that&#039;s because I&#039;m constantly transferring money to savings/stocks. It&#039;s more like an up-down.</description> <content:encoded><![CDATA[<p>Well-written, creative list. Good reminders, and I like the way you approached the topic.</p><p>I&#8217;d say my bank account does go down every month, but that&#8217;s because I&#8217;m constantly transferring money to savings/stocks. It&#8217;s more like an up-down.</p> ]]></content:encoded> </item> <item><title>By: Denina</title><link>http://www.productivity501.com/10-signs-you-will-be-poor/472/comment-page-1/#comment-26652</link> <dc:creator>Denina</dc:creator> <pubDate>Mon, 07 Apr 2008 01:30:45 +0000</pubDate> <guid
isPermaLink="false">http://www.productivity501.com/10-signs-you-will-be-poor/472/#comment-26652</guid> <description>I am actually from Canada, I agree with most of your list.  Some people have savings accounts and let their balance go down each month.  I council people who are new to saving to immediately remove their savings budget into a separate account (high interest is preferable) so that they can spend the rest of their income.
Also, and this may just be my location, I get refunds each year, but I don&#039;t pay taxes on my income.  I am a student and I live off of government grants that are not taxable.  I get refunds from claiming expenses such as tuition, rent, medical expenses and investment carry-over from my retirement fund.  I love my refund each year, and I can&#039;t ask the government for their tax-free loan back any sooner than April.</description> <content:encoded><![CDATA[<p>I am actually from Canada, I agree with most of your list.  Some people have savings accounts and let their balance go down each month.  I council people who are new to saving to immediately remove their savings budget into a separate account (high interest is preferable) so that they can spend the rest of their income.</p><p>Also, and this may just be my location, I get refunds each year, but I don&#8217;t pay taxes on my income.  I am a student and I live off of government grants that are not taxable.  I get refunds from claiming expenses such as tuition, rent, medical expenses and investment carry-over from my retirement fund.  I love my refund each year, and I can&#8217;t ask the government for their tax-free loan back any sooner than April.</p> ]]></content:encoded> </item> <item><title>By: John</title><link>http://www.productivity501.com/10-signs-you-will-be-poor/472/comment-page-1/#comment-25327</link> <dc:creator>John</dc:creator> <pubDate>Thu, 27 Mar 2008 01:05:26 +0000</pubDate> <guid
isPermaLink="false">http://www.productivity501.com/10-signs-you-will-be-poor/472/#comment-25327</guid> <description>The government does not the people to be financially secure. They want them to be addicted to government programs. That is there form of self-perpetuation.</description> <content:encoded><![CDATA[<p>The government does not the people to be financially secure. They want them to be addicted to government programs. That is there form of self-perpetuation.</p> ]]></content:encoded> </item> <item><title>By: Link Mash-up 22</title><link>http://www.productivity501.com/10-signs-you-will-be-poor/472/comment-page-1/#comment-24824</link> <dc:creator>Link Mash-up 22</dc:creator> <pubDate>Fri, 21 Mar 2008 04:38:47 +0000</pubDate> <guid
isPermaLink="false">http://www.productivity501.com/10-signs-you-will-be-poor/472/#comment-24824</guid> <description>[...] 10 signs you&#8217;ll be living on the streets. [...]</description> <content:encoded><![CDATA[<p>[...] 10 signs you&#8217;ll be living on the streets. [...]</p> ]]></content:encoded> </item> <item><title>By: Doug Glass</title><link>http://www.productivity501.com/10-signs-you-will-be-poor/472/comment-page-1/#comment-22636</link> <dc:creator>Doug Glass</dc:creator> <pubDate>Tue, 26 Feb 2008 22:17:50 +0000</pubDate> <guid
isPermaLink="false">http://www.productivity501.com/10-signs-you-will-be-poor/472/#comment-22636</guid> <description>Unfortunately the list is all too true for many Americans.  And, most Americans have been taught they can have it all and they can have it right now.  Hence the credit problems of the masses.  Today, the great American dream is living above one&#039;s means.
There are no free lunches and those who abuse money and credit will be in pain for as long as the practice continues.</description> <content:encoded><![CDATA[<p>Unfortunately the list is all too true for many Americans.  And, most Americans have been taught they can have it all and they can have it right now.  Hence the credit problems of the masses.  Today, the great American dream is living above one&#8217;s means.</p><p>There are no free lunches and those who abuse money and credit will be in pain for as long as the practice continues.</p> ]]></content:encoded> </item> <item><title>By: Heather</title><link>http://www.productivity501.com/10-signs-you-will-be-poor/472/comment-page-1/#comment-22578</link> <dc:creator>Heather</dc:creator> <pubDate>Tue, 26 Feb 2008 07:09:53 +0000</pubDate> <guid
isPermaLink="false">http://www.productivity501.com/10-signs-you-will-be-poor/472/#comment-22578</guid> <description>I wish financial education was more common.  I also wish that people who got off to a bad start wouldn&#039;t be afraid to get on track.
I&#039;m currently a grad student living in an expensive area.  I make it on less than 20k a year.  I&#039;ve got a coworker in her late 20s that makes almost twice as much as me but she&#039;s always bitching about money.  She hasn&#039;t saved for retirement, her car doesn&#039;t even have liability (something she got ticketed for) and she hasn&#039;t started paying off her college loans.
I want to shake her sometimes.  I want to say, &quot;Quit smoking.  Ride the bus or at least buy a car that doesn&#039;t drink gas.  Make your own drinks and go to bars less. Quit buying presents you can&#039;t afford to give.  Girl, you&#039;ve got the money just make it work for you.  Use that employer matching 401k. &quot;</description> <content:encoded><![CDATA[<p>I wish financial education was more common.  I also wish that people who got off to a bad start wouldn&#8217;t be afraid to get on track.</p><p>I&#8217;m currently a grad student living in an expensive area.  I make it on less than 20k a year.  I&#8217;ve got a coworker in her late 20s that makes almost twice as much as me but she&#8217;s always bitching about money.  She hasn&#8217;t saved for retirement, her car doesn&#8217;t even have liability (something she got ticketed for) and she hasn&#8217;t started paying off her <a
href="http://www.productivity501.com/harvard-masters-degree/6463/" class="kblinker" title="More about college &raquo;">college</a> loans.</p><p>I want to shake her sometimes.  I want to say, &#8220;Quit smoking.  Ride the bus or at least buy a car that doesn&#8217;t drink gas.  Make your own drinks and go to bars less. Quit buying presents you can&#8217;t afford to give.  Girl, you&#8217;ve got the money just make it work for you.  Use that employer matching 401k. &#8220;</p> ]]></content:encoded> </item> <item><title>By: Alf</title><link>http://www.productivity501.com/10-signs-you-will-be-poor/472/comment-page-1/#comment-22575</link> <dc:creator>Alf</dc:creator> <pubDate>Tue, 26 Feb 2008 05:22:17 +0000</pubDate> <guid
isPermaLink="false">http://www.productivity501.com/10-signs-you-will-be-poor/472/#comment-22575</guid> <description>Finally someone has the guts to say it like it is!  When I see these morons parading around in their $80,000 Escalades with big shiny wheels, they remind me of back in grade school. The assholes always had the fancy bike with the racoon tails on the handlebars.</description> <content:encoded><![CDATA[<p>Finally someone has the guts to say it like it is!  When I see these morons parading around in their $80,000 Escalades with big shiny wheels, they remind me of back in grade school. The assholes always had the fancy bike with the racoon tails on the handlebars.</p> ]]></content:encoded> </item> <item><title>By: hank</title><link>http://www.productivity501.com/10-signs-you-will-be-poor/472/comment-page-1/#comment-21804</link> <dc:creator>hank</dc:creator> <pubDate>Sun, 17 Feb 2008 17:16:44 +0000</pubDate> <guid
isPermaLink="false">http://www.productivity501.com/10-signs-you-will-be-poor/472/#comment-21804</guid> <description>ha - no kidding.  This describes 75% of the population...  #9 can only happen for so long I reckon though.  I fall into that one from month to month myself...</description> <content:encoded><![CDATA[<p>ha &#8211; no kidding.  This describes 75% of the population&#8230;  #9 can only happen for so long I reckon though.  I fall into that one from month to month myself&#8230;</p> ]]></content:encoded> </item> </channel> </rss>
